Increase efficiency while mitigating repurchase risk
School is about to start, and it’s time to learn the NEW Three R’s: Reduce Repurchase Risk. Repurchase demands are an ongoing risk for mortgage lenders of all sizes, and increased scrutiny of both performing and non-performing loans by the GSEs has only further elevated the need for thorough attention to quality control. Equifax offers a complete range of data-driven solutions to assist you with your post-close quality assurance programs in order to satisfy investor “reps and warranties” and safeguard against costly buybacks.

• Mitigate risk of repurchase by ensuring all post-close QC sample loans have been underwritten in a consistent manner

• Streamline your process by using a single-solution provider for all loan-related data—credit, income, assets, employment, property, etc.

• Leverage unique data sources within our solution-set, such as The Work Number® for more efficient employment/income verifications and Property Value Estimator™ for minimizing repurchase risk due to appraisal fraud or inaccuracies.