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Yes, this happened. Protect your first lien position.
Super lien states can pose a great risk to lenders, servicers and investors. A September 2014 decision by the Nevada Supreme Court upheld a law that allows homeowner associations (HOAs) to foreclose on homes ahead of first mortgage providers, setting “super lien” priority for HOA claims, which could substantially impact the security of first mortgage lien holders. With HOA Identification and Delinquency Check™, you can identify properties associated with an HOA to quickly access delinquency, assessment amount and dues frequency.
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